October 19, 2022
Advocacy in Action | Benefit Education
A member contacted The Purple Card for assistance. He had primary coverage through his employer’s BCBS plan and secondary coverage with Medicare Part A only, no Part B (Part A covers inpatient hospital care and Part B covers items such as outpatient services, laboratory tests, x-rays, etc.) ...
October 18, 2022
Diversity, Equity, and Inclusion | Create an Inclusive Interview Environment
In today’s difficult hiring market, diversity and inclusion are top of mind for candidates seeking employment. In a survey by Monster, 62% of respondents said they would turn down a job offer if the company didn’t seem to support diversity. Your hiring managers and recruiters have an ...
October 14, 2022
Final Rule Resolves “Family Glitch” for ACA Marketplace Coverage
The Department of the Treasury recently issued final regulations to make the premium tax credit (PTC) for Marketplace health coverage available to more individuals starting in 2023. The new rule changes the IRS’s interpretation of group health coverage affordability for determining PTC ...
October 11, 2022
Workplace Culture | Quiet Quitting: Employee Engagement Issues in Disguise
The term “quiet quitting” swept the corporate world this summer, leading to debates over what it meant and if it mattered. Quiet quitting is described as employees performing the basic requirements of their jobs and nothing more. A lack of engagement or psychological detachment is at the root ...
October 7, 2022
Compliance Recap | September 2022
September was a relatively quiet month in compliance as employers continue the ramp-up to open enrollment. Prescription Drug Cost Reporting With a due date of December 27, 2022, prescription drug cost reporting is looming large in employers’ minds. The first reports for submission to the U.S. ...
October 4, 2022
Dear HR Manager from Rolling out the Red Carpet
Dear HR Manager, I am excited to say we have identified a great candidate for a role on my team and will be extending a formal offer tomorrow. I want to show this candidate that we want them on our team and that they have a future in our organization. What recommendations do you have...
September 20, 2022
Diversity, Equity, and Inclusion | How to Navigate Polarizing Conversations
Polarizing topics are difficult to navigate. There are an endless number of topics that incite strong opinions, including politics, religion, gun control, and abortion laws, to name just a few. A Society for Human Resource Management (SHRM) poll reported that 56% of respondents observed an ...
September 16, 2022
Departments Issue No Surprises Act FAQ and Clarify Independent Dispute Resolution Process
The U.S. Departments of Health and Human Services, Labor, and the Treasury (the “Departments”) recently released final rules regarding the No Surprises Act. The rules specifically address required independent dispute resolution (IDR) of certain claims and expenses and finalize prior interim ...
September 14, 2022
Advocacy in Action | Hospital Delivery Claims Investigation
A member contacted her Patient Advocate to request an audit of delivery bills for her newborn baby. The PA reviewed the EOB’s and discovered that the insurance carrier had over-applied her deductible. It appeared that the member had met her deductible and out of pocket expenses of $3,125.00 on ...
September 13, 2022
Workplace Culture | The Changing Landscape of Marijuana Legalization
Starting with Colorado in 2012, a growing number of states have passed legislation legalizing the use of marijuana. As of June 2022, marijuana use is legal in 18 states for recreational use and in 39 states for medicinal purposes. Employers should review their employment drug policies since ...
